Employee Insurance Benefits

All EAM member groups have the following benefits available:

• Health Insurance – 10 plan options through BCBSMT
• Dental Insurance – 2 options:
  • BCBS Dental, employer paid.
  • Delta Dental, employer paid core benefit with employee paid buy up.

• Vision Insurance – coverage through BCBSMT and VSP. See outline of coverage for details.
• Employer Paid Life Insurance - coverage through UNUM
• Voluntary Term Life Insurance – coverage through UNUM
• Voluntary Accident Insurance
• Voluntary Whole Life Insurance
• Travel Assist Program – available to all EAM groups at no additional cost
• Employee Assistance Program (EAP) – available to all EAM groups at no additional cost. 3 sessions per person per issue. Services also include will preparation, identity theft, legal advice and counseling.
• Wellness services – www.wellwithblue.com
• Healthy Wonders Maternity Management Program
• Flex Plans, HSA’s & HRA’s
• Combined Billing for ICMI products. One contact for all changes and administration.
• COBRA Administration wtih BCBS for health or ICMI for all other lines.

View the video below for an introduction to EfficientRX!

EfficientRX videos
Click on the links below to view the sections of EfficientRX
What is EfficientRX?
Benefit Outline
Specialty Medications
Mandatory Generic
Utilization Management
Web Resource BCBS
My Prime Website
Mail Order Pharmacy
Frequently Asked Questions